As your community-owned, not-for-profit electric service, our residential rate options are priced among the lowest in California.
On this page:
Pricing plans
Time-of-Day (5-8 p.m.) Rate
Standard rate for residential customers
Rate details
- The price for electricity varies based on the time of day you use it.
- Save on your electricity bill when you conserve energy during peak hours (weekdays from 5 p.m. to 8 p.m.).
- Additional discounts and incentives are available for customers with electric vehicles, solar or battery storage.
- Helps reduce grid strain and support a cleaner environment when shifting energy use to off-peak hours.
Optional pricing plans
Critical Peak Pricing
Rate details
- Get a discount on energy throughout the summer in exchange for higher prices during Peak Events, when the grid is stressed.
- Peak Events can be called any time of the day during the summer months and will last 1 to 4 hours.
- During non-summer months, the time periods and prices are the same as the Time-of-Day Rate.
- Uses the My Energy Optimizer® for thermostats program to help keep energy affordable and reliable.
Fixed Rate
Rate details
- The Fixed Rate is, on average, 4% higher than the Time-of-Day (5-8 p.m.) Rate.
- The price for electricity is set by season.
- You pay the same electricity rate for all hours of the day.
Pricing plans by season (dollars/kilowatt-hour)
Current rate charges are below. Prices do not include hydrogeneration charges, which are currently set at $0.00/kWh.
| Rate category | June 1 - Sep. 30 (Summer) |
Oct. 1 - May 31 (Non-summer) |
Available discounts/incentives |
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| Time-of-Day (5-8 p.m.) Rate |
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| Critical Peak Pricing |
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| Fixed Rate | All day: $0.2013 | All day: $0.1261 |
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Time periods
- Peak = Weekdays between 5 PM and 8 PM.
- Mid-peak = Weekdays between noon and midnight (except during peak hours).
- Off-peak = All other hours, including weekends and holidays.
System Infrastructure Fixed Charge (SIFC)
The SIFC is a fixed monthly charge that helps pay for things like poles, wires, transformers, meter equipment, billing and customer service costs, including the Contact Center.
Current SIFC: $24.80 per month
SMUD's rates are among the lowest in California, and on average more than 50% lower than those of neighboring PG&E.
Average residential monthly bill
This chart shows the average monthly price, in dollars, for a residential bill using 750 kWh per month as of July 1, 2024.
Compare your savings
Discover the discounts and incentives available with your pricing plan.
| Discount/incentive | Time-of-Day Rate | Critical Peak Pricing | Fixed Rate |
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| Energy Assistance Program Rate Eligible customers may receive a monthly discount on their energy bill based on household size and income. |
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| Medical Equipment Discount Rate If you use qualifying medical equipment, you may be eligible for a $15 monthly discount on your energy bill. |
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| Electric vehicle rate discount Get a 1.5¢ per kWh discount on all electric use between midnight and 6 AM when you register your plug-in EV in My Account. |
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| Solar and Storage Rate option Solar customers can get a 7.4¢ per kWh for energy sent back to the grid, regardless of the time of day or season. |
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Take the next step with My Account
If you don't have My Account yet, create one and explore its features:
Need help? Contact us.
More ways to save
Explore ways to save energy and the planet.
Rate guide
These links contain all rates in effect on and after the date indicated for service in SMUD territory. See a general guide to our residential rates and other programs.
| Section 1 — Rate Schedules | ||
| Preliminary statement | Jan. 1, 2021 | |
| R Residential service | Sept. 22, 2023 | R-1-4 |
| R TOD Residential Time-of-Day Service | Sept. 22, 2023 | R-TOD-1-4 |
| NLGT outdoor lighting service | Sept. 22, 2023 | NLGT-1-2 |
| HGA hydro generation adjustment | Sept. 22, 2023 | HGA-1-3 |
| NEM1 net metering for qualifying facilities | Sept. 17, 2021 | NEM1-1-3 |
| SSR Solar and Storage Rate | Mar. 1, 2022 | SSR-1-3 |
| MED residential service Medical Equipment Discount Program | Jan. 1, 2021 | MED-1 |
| EAPR Energy Assistance Program | Sept. 22, 2023 | EAPR-1-3 |
| RBC Renewable Energy Bill Credit | Sept. 17, 2021 | RBC-1-3 |
Other rate-related information
- Fees and deposit information
- Lighting fee information
- Net Metering Surplus Generation Compensation Value
If you would like more information or have questions or comments about rates, rules and regulations, email our Rates Team.
These links contain all rules and regulations in effect on and after the date indicated for service in SMUD territory.
Service rules — by accepting service from SMUD you have agreed to our rules and regulations.
| Section 2 — Rules and Regulations | ||
| 1 - Definitions | Sept. 22, 2023 | 01-1-03 |
| 2 - Service conditions | Jan. 1, 2021 | 02-1-4 |
| 3 - Application for Services | Jan. 1, 2021 | 03-1 |
| 4 - Contracts | Jan. 1, 2021 | 04-1 |
| 6 - Billing, payment of bill, and credit | Jan. 1, 2021 | 06-1-3 |
| 8 - Notices and communications | Jan. 1, 2021 | 08-1 |
| 10 - Adjustment for errors in electric bills | Sept. 22, 2023 | 10-1 |
| 11 - Discontinuance and restoration of service | Jan. 1, 2021 | 11-1-2 |
| 12 - Application of rates | Jan. 1, 2021 | 12-1 |
| 13 - Temporary service | Sept. 17, 2021 | 13-1 |
| 14 - Shortage of supply and interruption of delivery | Jan. 1, 2021 | 14-1 |
| 15 - Extension of facilities to residential premises | Jan. 1, 2021 | 15-1-3 |
| 16 - Extension of facilities to non-residential premises | Jan. 1, 2021 | 16-1-4 |
| 17 - Meter tests and adjustment of bills for meter error | Jan. 1, 2021 | 17-1 |
| 18 - Services to premises and use of energy | Sept. 22, 2023 | 18-1-2 |
| 21 - Interconnection requirements | Jan. 1, 2021 | 21-1 |