Financial assistance

Discounts

SMUD offers discounts to eligible residential customers to help lower bills.

Low-income discount

The Energy Assistance Program Rate (EAPR) offers eligible customers a monthly discount based on household size and income.

Check if you qualify

Medical discount

Eligible customers can receive a $15 monthly discount to help with energy costs for certain electric medical equipment.

Learn more and sign up

Our community partners offer additional bill assistance. Learn about your options

Payment arrangements

Use My Account to explore options when you need more time to pay your bill.

Minimum payment

Make the minimum required payment to avoid being disconnected.

See if you're eligible

Installment plan

Add the current balance to next month's bill or divide it out for up to 6 months.

Check if you qualify

Payment extension

If you need temporary help, extend your due date of your past balance.

See if you're eligible

Discover ways to pay your bill online or in person.

Community assistance

We've partnered with these community organizations to help you in times of need.

Home Energy Assistance Program (HEAP)

Qualifying residents in our service area can receive a credit to their utility bill through the Home Energy Assistance program (HEAP). See if you qualify

2-1-1 Sacramento

Putting you in touch with over 1,600 community health and human service community programs. Find programs

Salvation Army

The Salvation Army is dedicated to meeting human needs without discrimination. Find services

Additional programs

Our programs help you take control of your costs and track your electricity use.

Bill Pay Your Way

Avoid seasonal bill spikes with a pre-determined monthly bill and choose a custom due date.

Learn more and sign up

Bill alerts

Sign up for text and email alerts in My Account for high usage, mid-bill estimates and more.

Set up your alerts

Auto pay

Set up automatic, recurring payments in My Account for your convenience.

Set up payments